If you’re looking to use strong analytical and math skills in a competitive, fast-paced environment, a Risk Management & Underwriting career at Cigna will allow you to do all this and more.
Underwriters evaluate the risk of insuring a potential Cigna customer and use that information to set premium rates for insurance policies. As part of our Underwriting team, you will directly impact our business on a daily basis, protecting Cigna‘s sound financial position which enables us to meet our financial commitments to our customers.
Entry-level training classes are available in both the Cigna Healthcare and Cigna Group Insurance businesses. The full time underwriting programs are an extensive learning opportunity that guides your experience through the early stages of your Risk Management & Underwriting career. The programs include a mixture of instructor-led classroom training, self-study, and on-the-job experience.
The programs will include approximately six to eight weeks of classroom training and three to six months of on-the-job training and experience. The training programs provide thorough education on Cigna products and services, insurance basics and risk dynamics, underwriting and risk selection, results oriented book of business management, negotiation skills, systems and tools, and contract language and terms. The knowledge and skills that the programs provide will set you up to be a successful Underwriter at Cigna.
Upon completion of the ULTRA program, you will be part of the team responsible for determining the appropriate premium rate level and plan design structure of individual cases, analyzing total case profitability, and conducting customer negotiations with Sales and Account Management on their book of business. You will also have the opportunity to build successful, productive relationships with matrix partners within Cigna, while receiving continuous training and mentoring until direct supervision of work is no longer warranted, based on demonstrated performance.
Bachelor’s degree in the following major and/or minors are preferred, but not required:
0-3 years of work experience
Strong academic record – cumulative GPA of 3.0 or higher
Strong analytical and problem solving skills
High comfort level with math/numbers
Excellent verbal and written communication skills
Passion and dedication to become a leader in the health service industry
Strong business acumen along with leadership, innovative thinking, and customer centricity
Internal Number: 19000017
Cigna is a global health service company dedicated to helping people improve their health, well-being and sense of security. But we don’t just care about your well-being; we care about your career health too. That’s why when you work with us, you can count on a different kind of career - you’ll make a difference, learn a ton, and share in changing the way people think about healthcare.
Here at Cigna, our customers are at the center of everything that we do. Every day, we strive to make our customers’ experiences easy, reliable, and personal in ways that are proactive and empathetic.
We are looking for people who are committed to helping themselves and others improve their health, well-being, and sense of security. We are on the search for talented individuals who have passion, experience, and motivation to make a different in the lives of customers.