Since 1952 Shelly, Middlebrooks & O’Leary, Inc. has been providing both admitted and Excess & Surplus Lines brokerage markets to independent insurance agents. For more than 50 years agents have chosen SMO to underwrite unique risks in order to complete their customer’s insurance portfolio. SMO is a wholesale insurance agency based in Jacksonville, Florida.
Our programs can successfully insure... exposures the standard market avoids. Our underwriters are among the most technically proficient anywhere and are right at home analyzing the unique and complex risks. They welcome new challenges and have the flexibility of form and rate to respond with the most efficient, effective solutions.
Specialties: Commercial Transportation, Commercial Casualty& Property, Personal Lines, Professional Liability.